Deposit Rates

Effective October 15th, 2018

CERTIFICATES OF DEPOSIT (Minimum Deposit of $2500)

Terms

  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

Interest Rate

  • 0.199%
  • 0.299%
  • 1.005%
  • 0.796%
  • 1.980%
  • 2.029%
  • 1.390%
  • 1.489%

APY*

  • 0.20%
  • 0.30%
  • 1.01%
  • 0.80%
  • 2.00%
  • 2.05%
  • 1.40%
  • 1.50%

PROMOTIONS** (Minimum Deposit of $5,000)

  • 3 Months
  • 13 Months
  • 18 Months
  • 1.587%
  • 2.372%
  • 2.469%
  • 1.60%
  • 2.40%
  • 2.50%

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL

SAVINGS, NOW, & MONEY MARKET RATES
Rate may change after account opening. Fees could reduce earnings

Minimum balance to earn APY*

  • Capital Checking / $3500
  • Transaction Checking / $700
  • Senior Advantage Plus Checking / $750
  • Statement Savings Account / $100

Interest Rate

  • 0.49%
  • 0.39%
  • 0.39%
  • 0.39%

APY*

  • 0.50%
  • 0.40%
  • 0.40%
  • 0.40%

SMART MONEY MARKET CHECKING

Balance to Obtain APY*

  • $300,000 & over
  • $100,000 – $299,999
  • $50,000 – $99,999
  • $2,500 – $49,999

Interest Rate

  • 0.64%
  • 0.59%
  • 0.49%
  • 0.24%

APY*

  • 0.65%
  • 0.60%
  • 0.50%
  • 0.25%

SMART BUSINESS MONEY MARKET CHECKING

Balance to Obtain APY*

  • $300,000 & over
  • $100,000 – $299,999
  • $50,000 – $99,999
  • $3,000 – $49,999

Interest Rate

  • 0.64%
  • 0.59%
  • 0.49%
  • 0.24%

APY*

  • 0.65%
  • 0.60%
  • 0.50%
  • 0.25%

NON PROFIT BUSINESS CHECKING

Balance to Obtain APY*

  • $100,000 & Over
  • $50,000 – $99,999
  • $10,000 – $49,999
  • $2,500 – $9,999

Interest Rate

  • 0.59%
  • 0.59%
  • 0.49%
  • 0.34%

APY*

  • 0.60%
  • 0.60%
  • 0.50%
  • 0.35%

* APY = ANNUAL PERCENTAGE YIELD. YIELDS SUBJECT TO CHANGE WITHOUT NOTICE.

** PROMOTIONAL OFFER WILL be withdrawn without notice

banner-bottom